Privacy, Terms, Use, Advertising, Cookie Policy

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Privacy Statement

At WindRainFlood.Com, I am committed to providing you with proven, accurate information. I ensure that your visit here remains strictly between you, your browser, your eBook reader, and myself, including my server. I do not engage in or facilitate 3rd-party data collection, tracking, or targeted advertising based on your internet usage. Moreover, I do not retain any personal permanent data on your computer, and this website does not utilize cookies data collection or tracking cookies. My server does use session cookies delivering content which comes from the server side and not from your computers actions. No application other than typically server applications from WindRainFlood.Com stores data on your computer. While my servers and firewall appliances do collect traffic information for the purpose of identifying network connection issues, this data is retained for no more than 90 days. Backups of this data are deleted every 3 to 6 months.

WindRainFlood.Com is currently not financially supported by external sources or revenue streams. The work on the site and its content stems from the overwhelming need to share pathways for disaster recovery with those who might otherwise be unaware of options that can alleviate overall household debt in the recovery process.

Committed to privacy, transparency, and valuable information. Protecting intellectual property for responsible use.

Copyright Infringement Policy

WindRainFlood.Com , in compliance with the Digital Millennium Copyright Act (DMCA) has established the procedure outlined below to address alleged copyright infringement on the Website. If you believe that your work has been copied and has been posted to this Website in a way that constitutes copyright infringement, you may provide WindRainFlood.Com with notice of your complaint by providing WindRainFlood.Com with the following information in writing.

The electronic or physical signature of the owner of the copyright or the person authorized to act on the owner's behalf.

Identification of the copyrighted work that you claim has been infringed.

Identification of the material that is claimed to be infringing, with information about its location reasonably specific to permit WindRainFlood.Com to locate the material.

Your name, address, telephone number, and email address.

Statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law, and
a statement, made under penalty of perjury, that the above information in your notification is accurate and that you are the copyright owner or are authorized to act on the copyright owner's behalf.

Disclaimer Of Warranties

You understand and agree that:

Our website and the services provided through it are provided on an "AS IS" and "AS AVAILABLE" basis.

WindRainFlood.Com disclaims to the fullest extent permissible by law, and you waive, all warranties of any kind, whether express, implied, or statutory, including without limitation the implied warranties of merchantability, fitness for a particular purpose and non-infringement. The functions, materials and content of the website are not warranted to be uninterrupted, timely, secure or error-free, and WindRainFlood.Com makes no warranty that the information on the website will be 100% accurate, current or reliable or that the quality and products, services, information or other material purchased or obtained by you through the website will meet your expectations. WindRainFlood.Com disclaims any responsibility for the deletion, failure to store, misdelivery, or untimely delivery of any information or material. You assume the entire risk of loss and damage due to your use of the website, including but not limited to the cost of reparrs or corrections to your hardware or software. Some jurisdictions do not allow the exclusion of certain warranties, and as a consequence some of the above disclaimers may not apply to you. Information on this site is believed to be accurate and any inaccurate information should be reported to us. We do not guarantee any of the content is as it appears. This site disclaims any liability for any errors or omissions. External links, advertisement links, third party links and links to other sites are intended to be for your information and or informational and do not carry endorsements by this site or our system.

Limitations of Liability

Your use of the website is entirely at your sole risk. WindRainFlood.Com and its parents, subsidiaries and affiliates, and their respective owners, directors, officers, employees, licensors, and agents shall not be liable for any direct, indirect, incidental, consequential, special, exemplary or punitive damages or losses (including without limitation loss of profits, goodwill, use, data or other intangible losses), whether based in contract, tort, strict liability, or otherwise, which you may incur in connection with the use of, or inability to use, the website, even if WindRainFlood.Com has been advised of the possibility of such damages or loss. Some jurisdictions do not allow the limitation of liability for incidental or consequential damages, and as a consequence some of the above limitations may not apply to you.

Indemnification

You shall indemnify and hold harmless, and at WindRainFlood.Com request defend, WindRainFlood.Com, its parents, subsidiaries, and affiliates, as well as the irrespective directors, officers, shareholders, employees, agents and owners each, an "Indemnified Party" from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs and expenses including reasonable attorneys fees, an allocation for in-house counsel, and other legal costs arising out of your acts or omissions, including claims resulting from your use of the Website, your submission, posting or transmission of information or Content, or any breach of your obligations set forth in this agreement. You shall reimburse each Indemnified Party on demand for any costs, expenses and liabilities incurred by such Indemnified Party to which this indemnity relates.

Choice of Law & Venue

The Terms of Use, your access and use of the Website and Services and the relationship between you and WindRainFlood.Com is governed by the laws of the State of Louisiana, without giving effect to its conflict of law provisions. WindRainFlood.Com and you both agree to submit to the personal and exclusive jurisdiction of the courts of the State of Louisiana. You are responsible for complying with local laws, if and to the extent local laws are applicable. Not withstanding the foregoing, WindRainFlood.Com shall have the right to commence and prosecute any legal or equitable action or proceeding before any United States or non-United States court of competent jurisdiction to obtain injunctive or other relief in WindRainFlood.Com sole discretion. Regardless of any statute or law to the contrary, any claim or cause of action by you arising out of or related to use of the Website or the Terms of Use must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Copyright, Trademark and Service Mark Notice

Website and its Contents Copyright © (c) WindRainFlood.Com . All rights reserved. WindRainFlood.Com, www.WindRainFlood.Com and all the brands of other WindRainFlood.Com products and services shown herein are the trademarks or registered trademarks of WindRainFlood.Com. Other trademarks belong to their respective owners.

Payments / Refunds / Credits

All payments are processed by PayPal Inc. Online for any and all products, services and subscriptions.

Refunds are based on reason, time and will be prorated if public posts or advertisements have been displayed. Prorate is based on paid time.

Credits can be used if actual paid time expires to resolve any type of issue you might have encountered during your paid membership subscription time.

Any and all processing fees, setup fees, configuration time, proofing and general labor associated with your account will not be refunded.

Otherwise refunds / returns period in time shall not be more than 24 hours. Beyond 24 working hours, time credits will be issued.

Due to the speed of which WindRainFlood.Com markets online, and the amount of SEO, SEM, search engines and social media indexing no refunds will be issued after posts have been published for more than 24 hours. In actual listing time WindRainFlood.Com has had posts indexed and online in less than 3 seconds. Which often times can not be retracted or removed from search engines. This is why refunds need to be requested before publishing services are used.

WindRainFlood.Com Property Rights

The Website (and all of the material that it contains) is owned by WindRainFlood.Com, or its third party licensors and is protected by intellectual property and other laws throughout the world. Nothing found on the Website maybe copied, reproduced, republished, distributed, sold, licensed, transferred or modified without the express written permission of WindRainFlood.Com. In addition, the trademarks, logos and service marks displayed on the website are the property of WindRainFlood.Com or its licensors. If you are aware of material on the Website that infringes copyright, please contact us through the Copyright Infringement Policy process, which is described below. UNAUTHORIZED USE, COPYING, REPRODUCTION, MODIFICATION, REPUBLISHING, UPLOADING, DOWNLOADING, POSTING, TRANSMITTING, DISTRIUBTING OR DUPLICATING OR ANY OTHER MISUSE OF ANY PART OF THE WEBSITE IS PROHIBITED. Nothing contained in the Terms of Use or in the materials on the Website should be construed as granting, by implication or otherwise, any license or right to use any material in any manner without the prior written consent of WindRainFlood.Com or such third party that may own the material or intellectual property displayed on this Website. In addition, use of the content or materials for any purpose not expressly permitted in the Terms of Use is prohibited.

Terms of Service

WindRainFlood.Com does not provide you with access to the Internet or the equipment necessary to access the Internet or the Website or Services. You are responsible for the fees charged by other parties to obtain access to our Website and Services (by way of example only, Internet service provider or airtime charges) and for providing the equipment necessary to access the Website and Services. From time to time WindRainFlood.Com may modify, suspend or discontinue any of the Services offered on our Website without notice to you. WindRainFlood.Com shall not be liable to you for any modification, suspension or discontinuance of Services. WindRainFlood.Com may establish certain policies and practices concerning use of the Services, including without limitation the maximum number of email messages, message board postings or other Content that can be sent through our Services and the number of days that these items will be retained on our systems. WindRainFlood.Com has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by or through our Services. We reserve the right to change our practices and policies at any time, in our sole discretion, with or without notice to you.

Linking to or from our website

You may and are welcome to link to our Website without our prior written consent. While our Website may have links to the websites of other companies and parties, WindRainFlood.Com has no control over those websites. WindRainFlood.Com is not responsible or liable for any content, advertising, products, services or other materials on or available from those websites. WindRainFlood.Com is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any content, advertising, products, services or other materials on those websites.

When in doubt and all matters not covered

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