Week 3: Damage Assessments, Reviews and determinations.

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By Murray Wennerlund published 9-28-2023 updated 11-29-2023

Assessing the damage from the disaster requires a thorough evaluation to determine the precise financial requirement for complete recovery. This evaluation must be comprehensive, leaving no damaged items or property unaccounted for. Accurate figures are crucial for effectively planning both immediate and long-term repairs.

This section is a work in progress at this time.

Damage assessments, determinations and reviews will be conducted by 5 groups.

  • Homeowner
  • FEMA
  • Municiple permitting / emergency management
  • HUD CDBG-DR State level agency
  • Contractors, builders, repair and reconstruction companies

For every damage assessment, you'll utilize the consistent dataset. FEMA and HUD rely on commercially accessible software to offer estimates. Additionally, your permitting office and local emergency management personnel will typically conduct a brief inspection using FEMA's assessments to decide whether a structure should be marked for condemnation. Contractors will employ their specialized tools for estimation purposes.

You should also ascertain the pre-disaster market value of your structure. This information can be sourced from online platforms offering real estate estimates or obtained through a local real estate broker. The structure's market value is crucial in gauging the extent of damage, which, in turn, will guide your decision on the most suitable course of action for your household: whether to repair or completely reconstruct the structure.